Four lending products covering the situations our customers actually face — an unexpected expense, a growing business, idle gold, and equity locked in property.
Collateral-free funding for a wedding, medical bill, tuition fee or a month that simply ran long. Sanctioned on your income, not on what you pledge.
Working capital and growth funding for shops, traders, manufacturers and service businesses — sized on your cash flows, not on a rigid template.
Turn idle household gold into working money in under an hour — valued transparently in front of you, insured, and vaulted until you redeem it.
Release the value locked in a house, shop or plot you already own — long tenures and our lowest rates, for expansion, consolidation or a large one-off need.
Rates shown are the starting rates of each band. The rate offered to you depends on your credit profile, the loan amount and the tenure.
| Product | Amount | Tenure | Interest from | Processing fee |
|---|---|---|---|---|
| Personal Loan Unsecured |
₹50,000 – ₹10 Lakh | 12 – 60 months | 13.50% p.a. onwards | 1.50% – 2.50% of sanctioned amount |
| Business / MSME Loan Working capital |
₹1 Lakh – ₹50 Lakh | 12 – 60 months | 15.00% p.a. onwards | 2.00% of sanctioned amount |
| Gold Loan Secured |
₹10,000 – ₹25 Lakh | 3 – 36 months | 11.50% p.a. onwards | ₹500 flat, plus actual valuation charges |
| Loan Against Property Secured |
₹5 Lakh – ₹2 Crore | 24 – 180 months | 10.75% p.a. onwards | 1.00% of sanctioned amount |
The Gold Loan is the cheapest and quickest route — no income proof, no bureau check, and funds within the hour.
The Personal Loan is unsecured and priced off your income and bureau score.
The Business Loan reads your GST, UPI and banking turnover rather than demanding audited books.
The Loan Against Property carries our lowest rate and longest tenure, secured on property you already own.
Tell us the amount and the reason, and an advisor will call back within one working hour with an honest recommendation — including telling you when not to borrow.